A max S.link guide told me I should set the difficulty so that I get less experience, why?
Spoil away, btw. I got the true ending on my first run. Just don't spoil the Golden ending please. --- http://i.imgur.com/V5V6k.gif http://i.imgur.com/17CaiSG.gif http://i.imgur.com/0BoTF.gif http://i.minus.com/idv7ODqG6UCCQ.gif?tti
Well, it also depends on whether you want some semblance of challenge or would rather feel like a god, since all your probably broken personas in you compendium carry over. --- "Memento Mori, if the nineth lion ate the sun" - Zero Escape: Virtue's Last Reward (and no, that is not a typo)
I was underleveled for my third playthrough until after the November events. Even with my stronger personas, the fights still presented an interesting challenge. I was barely able to defeat that November boss at level 53; I had to give up on keeping the rest of the team alive because he got stuck on spamming ice spells and was hitting Yukiko for about three times her HP every turn.
Soloing the last 40% or so of that fight was fairly tough, even with my immune-to-everything Metatron. In the end, I had just enough Beads and Magic Mirrors to pull it off. --- "We have a Constitution to protect us from the rule of 'most reasonable people'." -Butters (not the one from South Park)