Ok sir, where do you live in Oregon, that close to Corvallis that you get that kind of speed? I am in Springfield and all I can get is Comcast...
btw, I pay for 50 megs too. X(
Do a speedtest at prime time, which should be from about 7pm to 9:30PM or so. If it's that low or lower, call your ISP and complain that you aren't getting the speeds that you pay for. You may get credit back until they fix the problem, which could take a few months.