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IPad (mini) for my mother.
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The later versions of iOS work fine without a PC, I'm not sure exactly which firmware made it unnecessary but I've never hooked my 4S up to my computer for anything but charging so since at least iOS 5. She will need an iTunes account however, even for free apps. Facebook works fine and even has its own app, not sure if they have non-flash versions of the flash games if that's something she's interested in though.
As for the online bill pay my bank offers an online bill payment service and they have their own app where you can manage all that. It would depend on your bank or the companies in question, so long as they don't require flash it will be fine. I doubt there's anyone who trusts payments to flash though, as vulnerable as it is.
Every time I try to go where I really wanna be it's already where I am, 'cuz I'm already there XBL, PSN, Steam, Origin, BSN, GFAQs, MC: PhilOnDez