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So if you're going to pay it off in full anyways then why did you mention "I'm gonna put it all on credit anyways"?
so he can get the instant gratification
if I know I'm gonna have more than enough to pay for it by end of month, and I want it now it goes on credit cause credit bureaus want a record of me using credit and yadda yadda like not using too much of my available credit, making on time payments etc
and you don't need to help the creditors make money by paying them interest, they are obligated to report your balance and you making payments on time or not
you paying interest doesnt matter to anyone except the creditor who would prefer to make money off you via interest, but if you give them no money from interest they still have to report you made payments on time and your balance at a certain time each month.
the creditor aint the credit bureau that gives us the credit score, they are pretty much the middleman who has to do their job even if he aint getting money from interest cause you pay off your balance.