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Why you do this to me gamestop

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11 months ago#21
Breh you can use a debit card on Steam. I do it all the time.
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"Some people have skeletons in their closets. I just have a bone in my pants." -Mitchell2003
11 months ago#22
If you want to build credit, you are going to need to have a credit card. Even if it's only used to buy a few bucks worth of gas every month, or used to cover things like dates on the weekends. The whole point is that you are regularly paying off any charges in a timely manner(and pay more than just the minimum) and don't use it to buy anything you can't actually pay off in a paycheck or two(outside of things like emergencies). A person whose owned a CC and kept timely payments for years with maybe a few hiccups(say, some late payments, not thousands of dollars of debt) is going to look alot better credit rating wise than someone who is middle aged and never had a CC or credit at all.


But again, the main issue is being smart with the card and not using it for something you can't afford to pay off quickly.
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