I suspect you're talking about panty shots or something.
Correct, but I don't see the point in them since Teen ratings allow partial nudity. Why would you censor something when it's already allowed in the first place? The only reason I could think of is to protect themselves from raging puritan parents. This is an example:
In the case of that picture, I think that's poor use of censorship. Unnecessary.
She's not naked, and the pose isn't explicit. I think censoring genitalia is a good thing though, especially the pingas. I saw that horse dick in RDR and I freaked out man --- Why? Because **** you is why.