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Why do you want to gift it to her? She already has it now.
(There is no way to transfer it to the owner mode, the owner can buy it himself, but generally speaking owner money is harder to come by, so you're better off buying suits as the girl whenever possible.)
Typically speaking, the only suits the owner should buy are the ones that are available exclusively from the owner store.
(And yes, you can only buy a suit once per vacation, with the possible exception of limited time suits? Been a while, I think you can buy multiples of those each vacation.)
Getting a girl to have a suit in her sports shop: 1. Buy suit as girl (unwrapped) (or wrapped then unwrap it yourself.)
Getting a girl to have a suit from a different girls sports shop: 1. Buy suit as that girl (wrapped) 2. Gift suit to the girl you want to have it* 3. If she rejects it in person and gives it back to you unwrapped, Rewrap it. 4. Back to step 2 until she accepts it.
Getting a girl to have a suit from the owners shop: 1. Buy suit as owner (wrapped) 2. Gift suit to the girl you want to have it* 3. If she rejects it in person and gives it back to you unwrapped, Rewrap it. 4. Back to step 2 until she accepts it.
* advanced tactic when giving suits to multiple girls. Only give gifts by using "send gift" via hotel at night. If they reject it they'll send it back to you, still wrapped, the next night. So you don't have to waste money rewrapping and can keep sending it back to them until they finally accept it.
*Alternate advanced method. Save scum when gifting suit to individual girl. (backup save to cloud/USB stick, restore if girl rejects suit)