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I remember in Oblivion you had to level specific skills each level in order to get the most out of your level ups, and that if you didn't you could end up with a player that had half the stats that another could. I know that the leveling system in Skyrim is infinitely better than Oblivion since skills have replaced stats and the points can be distributed however you want (assuming you save the points until you can use them). But even so, with only a specific amount of levels and the plethora of skills there are, is it possible to screw up a character?
I made a Redguard because I always think "I should make a mage" and then end up meleeing more than casting. But now that I'm pure melee I'm starting to miss spells. I don't know if I should dump some points into any of the spells or just work on my melee skills until I've maxed them out and then switch to the spells if I have points left over. I just wish we had the ability to reset our points however we please whenever.
Pretty much the only way to screw up is if you somehow don't use offensive skills for a good chunk of the beginnng ie leveling up nothing but pickpocket, sneak, lockpicking and speechcraft for 20 levels or something along those lines...and even then you could probably still get by, just by turning the difficulty down till you leveled an offensive skill up.