You're browsing the GameFAQs Message Boards as a guest. Sign Up for free (or Log In if you already have an account) to be able to post messages, change how messages are displayed, and view media in posts.
It's just your starting outfit. You can get others, but as far as I'm seeing, the normal armor vendors sell stuff that looks exactly the same as your starting gear, with just stat changes based on the item level.
Different-looking gear is either dropped by mobs, created via crafting, acquired in dungeons and...whatever other source I don't know of.
It depends on what you mean by character creation. The armor that displays when you select your class is a mixture of high-level armor and race specific armor, and shows you what your character could possibly look like if you go the distance.
The armor that appears in the meat of character creation, like when you're customizing appearance, is what you start with, and is generic light, medium, and heavy armor that all races start with.