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So you could just set faster reload in your load outs. Then your OCD would be fixed. I also reload ever time I shoot. The only gun I used to run out was the MP5. That thing sprays so fast you should just let it run out.
In general, it depends on the weapon for me. In some games you might carry a light machine gun that holds 300 rounds but take 4 or 5 seconds to reload. There are also weapons that can't be reloaded without losing the ammo in the clip, like the M1 Garand in most games I've played. In our game, the only weapon I don't reload after firing as a matter of course is the hive cannon, and even then only in some situations.