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First of all, I don't know if this can get you banned or not. But seeing as it happened to me a couple of times by accident I'll just tell you how so you can choose for yourselves if you want to avoid or exploit it. Paragon vs Renegade if you will.
First of it doesn't work for all kits!! What you do is promote any class that has reached level20 You then level up like you normally would, But you use the N7 character for that particular class. Each time you level up go to the character to the right of your N7 and that kit should have some extra points to spend.
When there are 3 affected kits the extra point they receive will vary So if your first one has 6/6/6/6/6 you use that kit to level the one to the right of it.
Example: Level 1 Shadow. Play a match. Should be level 6 now, before leaving the lobby go to Ghost. Spend points. Go to Assassin. Spend points. Go to Valkyrie. Spend points. Now go back and check one of the last 3 kits and they should have minus something points. This means that you have spend to many points for your current level and thus confirms it worked. Now play a level with your shadow again. Rinse and repeat. When you've reached about level 16 or 17 your Ghost should be at full power. Now use that to max out the Assassin & Huntress.
That's it, but try at your own risk. And if you accidentally make it happen and you don't want to use the extra points just go out of the powers screen and back in. The extra points should be gone... Spend them and don't want to use it anymore? Either promote or use a respec card.
Just to add, I did this while having all characters unlocked.
i find it hard to believe that they would ban someone for doing something in the game that is available to everyone that requires no modding of any kind. actually, im inclined to believe they CANT ban for something like that since it is their mistake and there is no outside manipulation of the game code or of xbox live. if studios can ban for in game glitches then they have WAY too much power and we are all screwed. instead of worrying about banning, they should fix their mistake if they dont want people using it.
religion is flawed because man is flawed. no gods, no kings... only man.